Roseville Community Education Program

In 2018 the Individual and Married Standard Deduction amounts essentially doubled to $12,000 and $24,000. For many families this eliminated the “tax-incentive” to charitable giving. In this class we will become familiar with charitable legacy tools such as: Charitable Lead Trusts, Charitable Remainder Trusts, Private Foundations, Donor Advised Funds and Life Insurance gifting. We will answer questions like: How do I get the next generations involved? Which provides tax relief now? Later to my estate? Which gives me the most control? Questions are welcome in this open-forum seminar.

Doing business from home can be a smart, economic move. Learn about your community’s business-in-home regulations and tax advantages, strategies to get you out of your PJs and into a schedule, and separating family and business even in small spaces.

The Concern: Our family has cabin, homestead, hunting land, farm or second home: How do we protect this family legacy and move its use and enjoyment into the future? The Problem: Various sources and forces threaten its very existence: The nursing home and Medicaid (MA), estate taxes, family divorces, creditor and bankruptcy issues, taxes and operating expenses, unequal resources of owners, the in-laws, and use and enjoyment equality. The Answer: We will provide real-life solutions and explore four paths to resolution that will solve our problems without driving the family apart or sacrificing the family legacy asset.

Learn how Gina has taught her way around the world & paid for vacations and travel to over 98 countries. Teaching English is a high paying career or simply a great way to go on vacation for free. English is the world’s business & travel language. Being able to speak English helps people get better paying jobs. If you speak English, you can teach conversational English! You don’t have to be certified or speak the local language. Make money from home by teaching English online. Earn a free vacation, 2-month paid summer job, or full-time work that earns up to $90K a year. Learn the best paying jobs, qualifications, certification programs & specific hiring organizations. Tuition includes instructors 100-page digital book (a $39.95 value). Go to www.GinaHenry.com for more instructor information.

What is estate planning and why is it crucial? This class explores the purposes for estate planning, basic plans for married couples and single individuals, and reviews wills and trusts in detail. We will also review powers of attorney, guardianships, health care directives, and the probate process. A well-planned estate will allow the maker to stay in control even in the event of disability, and will avoid probate and unnecessary fees and delays upon death.

The biggest fear for most baby boomers is how to pay for the nursing home and still leave an inheritance for the next generation. We will walk through the following questions and more including: How will I meet my nursing home goals? Is Long Term Care Insurance for me? What about home healthcare? Should I gift my money away? Would I qualify for Medicaid? What about my current Trust, does it protect my assets and avoid the nursing home? What is the 60-month claw back? What if my spouse goes into the nursing home and exhausts our money?

Job searching is no fun! No matter if you are searching voluntarily or involuntarily, you can benefit from creating a thoughtful, strategic approach. Get the inside scoop on how employers prefer to find talent. We’ll cover search activities that are known to be effective, and attendees will come away with a game plan!

Most recruiters and employers start with LinkedIn (LI) when reviewing applicants and when they are seeking hard-to-find talent. Therefore, this is an important tool in your networking and job search tool-kit! The first part of this class will review the components of an impactful profile. Many people create a LinkedIn Profile and maybe view the Jobs, then that’s it. Therefore, the second part of this class will demonstrate how to use LI as the powerful networking tool that it is. Learn how to make Connections the right way, how to find valuable new contacts, and understand the goldmine of information within a Company profile. This will be a hands-on session, so have your laptop with you!

Do you know the most optimal time for you to start taking your Social Security? Your Social Security decision could be the biggest financial decision you make in your life and you only have one chance to get it right. Three out of four people unknowingly take a reduction in their Social Security income and 40% of them look back and wish they would have done something different. This class will familiarize you with the various Social Security filing strategies and will enable you to know what questions to ask, prior to filing, to help you make the best decision for your retirement.

Retirement obstacles can be easier to avoid when you know what lies ahead. While the road to financial freedom in retirement may have its twists and turns, having the knowledge ahead of time can help straighten the path.

Learn the basics of today’s Gig Economy and how to create your own successful side hustle. We’ll look at opportunities in both service or project gigs, how to market yourself, record-keeping/tax considerations, and how to avoid some of the most common pitfalls.

Working remotely is now the thing. Why not add travel into the mix? Join thousands of individuals who are taking their work with them and hitting the road! You can make your travels sustainable by earning a living as you travel. Professional traveler Gina Henry has been doing this for years and shares her wealth of knowledge. Get the “how to” of living on the road including downsizing, putting your stuff in storage, getting your mail, how to have a “physical address”, the RV lifestyle, timeshares, international living, long-term rentals, housesitting, and more. Learn the best ways to set up your remote office and get quality wifi in your hotel, long-term rental, and out of your car or RV. Plus learn about the many remote jobs available. Gina Henry founded Go Global, Inc. 26 years ago and has been location independent and working remotely for the past six years traveling year round. Tuition includes instructors 100-page digital book "Work Remotely and Become a Digital Nomad” (a $39.95 value).

Whether you are married, single, or divorced, it is important to have a will to make sure your wishes are honored. Learn about estates and wills while preparing your own legal will during class. You will receive all of the tools needed to complete this important document, including instructions, a professionally prepared form, witnesses, and a notary public. This class is tailored to people who have an estate of less than $2 million and do not own a business. Spouses must register separately.

Capture your business vision on paper, whether it’s a part-time gig or to build your empire. Learn how to write your plan from title page to financial projections -- even if writing isn’t your strength. Learn plan structure, helpful sites, sorting ideas, staying motivated, and finishing. Good for start-ups as well as existing business expansion.