Roseville Community Education Program

What is estate planning and why is it crucial?  This class explores the purposes for estate planning, basic plans for married couples and single individuals, and reviews wills and trusts in detail.  We will also review powers of attorney, guardianships, health care directives, and the probate process.  A well-planned estate will allow the maker to stay in control even in the event of disability, and will avoid probate and unnecessary fees and delays upon death.

We all come into the world with nothing and leave with nothing, we have all heard this. The biggest fear for most baby boomers is how to pay for the nursing home and still leave the next generation something. With ever changing estate planning laws and great increases in nursing home costs the fear is real. In today’s world you need to understand what your options are. Is long term care insurance for you? What about home care? Should I gift my money away? Would I qualify for Medicaid? What about my current Trust, does it avoid the nursing home? What is the 60 month claw back? What if my spouse goes into the nursing home and exhausts our money? We will walk through these questions and many more, including how to plan and place your assets to meet your nursing home goals.

If you are working a 9-5 job and want more time and money to travel or are one of 75-million baby boomers are retiring and pursuing their travel dream. Instructor, Gina Henry will show how to afford this travel. She has traveled to 93 countries and all 50 states for FREE in the past 25 years using the ideas in this class. If you’re near retirement, retired, re-tooling or changing careers, a student, or anyone who likes the idea of making additional income to support their travel dream and keep their retirement money in the bank, this class is for you. Learn over 200 ways to free vacations, fun work-trips & paid travel opportunities to have the time & money to travel as much as you want. Earn FREE airline tickets, hotel nights, cruises, tours, car rentals, vacation meals, & more in the USA & worldwide! Maximize frequent flyer miles & reward points. Get bumped & fly free. Volunteer & paid seasonal jobs worldwide. Free resort stays. Be a tour director or organize your own trips & go free. Get paid to mystery shop on vacation. If you speak English, you can teach conversational English (earn a free trip or even get paid). Get paid to drive. Import, start your own business, write articles, shoot photos, blog, money-saving travel web sites, smart phone apps, packing light, solo travel, safety, health, Learn how to avoid scams, negotiation tips, and the top 50 words to know in any language to travel anywhere. Go to www.GinaHenry.com for more instructor information. $15 material fee payable to the instructor.

Many people dream of owning their own business. Find out how to make the dream a reality by learning the practical aspects of choosing a form of business (corp or LLC) and the various resources that are available for starting a business. We will also cover topics such as personal liability, proper organization, and the documents needed to incorporate or organize your business.